Terms of use

Last updated: November 2026

Using this site

By using WaterClaims, you agree to these terms. If you don't agree, please don't use the site.

General information, not advice

Our guides and tools are general information about water damage and homeowners insurance. They are not legal, insurance or financial advice, and they don't create any professional relationship. Your policy, your insurer and your state's laws decide your claim.

No guarantee of results

We don't guarantee whether a claim will be covered, how much an insurer will pay, or how long a claim will take.

Calls to local companies

• When you call, we connect you with an independent local company. We don't perform water damage, restoration or repair work.
• The companies are independent businesses. They are responsible for their own work, prices, licenses and agreements with you.
• Before hiring any company, review its written estimate and agreement, and check any licensing your state requires.
• Calling may not be available in every area.

Forms and contact

If you submit a form, you agree that the information is accurate and that we may contact you about your request using the details you provide.

Acceptable use

Don't misuse the site, interfere with how it works, or use it for anything unlawful.

Limitation of liability

To the fullest extent allowed by law, WaterClaims is not liable for any indirect or consequential damages from using the site or from services provided by any company you reach through it.

Changes

We may update these terms. The date at the top shows when they last changed.